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Franchise Financing

Starting a business can be less daunting when the entrepreneur has support from a proven franchisor. Ideally the entrepreneur would have direct industry experience and relevant management skills; however, a strong franchisor program can somewhat mitigate weakness in those areas.

In most cases the SBA Guaranteed Loan Program may be the best financing vehicle for your franchise project. However, we can arrange conventional financing if we feel your project is suited for it. IFS understands the unique nature of the franchise business. We'll help you identify the most appropriate financing solution for your venture, and arrange financing at terms and conditions acceptable to you. We know how to present your qualifications and structure the loan so you have the best chance for approval.

We can arrange financing for any nationally recognized franchise operation, including:

Hotels and motels
Restaurants, food services
Retailers
Business services

We can structure a financing solution that combines various uses of loan proceeds rolled into a singe loan accommodation. Acceptable uses of loan proceeds include:

Acquisition of new site, or expansion of current facility
Leasehold improvements, and furniture, fixtures & equipment
Working capital
Franchise fees and soft costs
Commercial real estate (purchase, construction, remodeling, expansion)

The loan term will vary depending on the use of loan proceeds, and can range from 5 to 25 years.

 

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